Pension or capital
If it is more advantageous for you to collect your vested pension benefits as pension or as capital, depends on numerous factors. In any case, it is an individual decision, depending on your personal circumstances, needs and future expectations.
If, for instance, your life expectany is lower than the average because of a serious illness, a capital collection may be assessed. A pension collection is recommended if the person feels more comfortable by knowing the exact amount, which will be provided. It is very important that the decision is taken regarding the context of the entire assets, the family and tax situation of each. At pension fund pro you can also collect part of the capital, while collecting the remaining part as a pension.
Application form for a lump-sum payment